Lake of the Ozarks Real Estate

Finding the perfect home is about more than putting a roof over your head. It's about building equity, increasing your assets, and making an investment in you future. At Gattermeir Davidson , we talk a lot about how to find the perfect home at the Lake and local real estate trends, but this week we wanted to look closer into the investment side of real estate at the Lake of the Ozarks . Owning Your Own Home Enables You To Build Equity The terms "building equity in your home" get tossed around quite frequently, but do you know what they really mean? Essentially, "equity" refers to the amount of the home that you actually own - the portion of the loan that you have already paid off.  Having equity is an asset, and it comes with important benefits. For example, if/when you sell your home at a later date, you will be able to turn your equity into cash. Also, if you are short on cash at a later date, you can actually borrow against the equity you already ha...

Looking for something fun to do? Love supporting the Lake of the Ozarks community? Don't miss the Passport to the Parkway Kick-Off Cocktail Party! Passport to the Parkway was first introduced to the Lake of the Ozarks in the fall of 2014. It's an event designed to promote and encourage the local economy at the Lake of the Ozarks by bringing patrons together to support businesses all along the Osage Beach Parkway. As vested members of the Lake community, the team at Gattermeir Davidson Real Estate is excited to give you all the info on this upcoming event. Passport To The Parkway Kick-Off Party The kick-off event is designed to raise awareness and funds for this great event at the Lake of the Ozarks. Attendants will have an opportunity to participate in a silent auction, enjoy drinks and hors d'oeurves, listen to live music by Mitch Shields, and support our wonderful community.  Passport to the Parkway Kick-Off Cocktail Party Thursday, February 26th from 5:00 PM ...

Buying a new home at the Lake of the Ozarks is a big step. Homes are major financial commitments, and moving typically requires a lot of effort on your part. Since you're giving so much of yourself into moving to the Lake of the Ozarks , it's only right that you find a home that will give a lot right back to you.  With that in mind, what are some of the key factors you should look for when touring Lake of the Ozarks homes ? What should your new home do for you? Your Home Should Be A Welcoming Sanctuary After A Long Day In a perfect world, we'd all have jobs that we loved in completely stress-free environments. Unfortunately, life is not usually that simple. Long, stressful days are sometimes unavoidable. Your new home should be a place you look forward to coming home to after a long day at work - a place to kick back and relax so you can face a new day tomorrow. Your Home Should Be A Place To Raise A Family It's all part of the American Dream, right? A good...

Are you thinking about buying your first home at the Lake of the Ozarks ? Congratulations! Buying your first home is a big step, and it's incredibly exciting. As experienced real estate agents at the Lake , we have learned a few tricks that can make the process of buying your first home much easier. If you're getting ready to buy your first home, ask yourself these questions. Where do you see yourself in five years? This isn't just an interview question. Before you can find your perfect first home at the Lake, you have to understand what your long term homeownership goals are.  Will you raise children in that house?  Do you plan on moving again in a few years? The length of time you plan to spend in your first home will determine how big of a house you need and what type of mortgage loan you may want to try for, to just name a few factors. What factors are non-negotiable? The odds of finding a home that meets every single one of your desired criteria are slim, so...

It's time.  Time to treat yourself to your dream home at the Lake of the Ozarks . Time to start a brand new life in an incredible new home that is perfect for you and your family. Gattermeir Davidson Real Estate is here to help you in your search! This fantastic home is located on Cherokee Rd in Lake Ozark, and it could be exactly what you've been looking for. Single-Family Home For Sale in Lake Ozark - $329,000 This is an impressive home with an equally impressive view. Situated on the 4 mile marker, this property comes with approximately 50 feet of waterfront and a covered 1-well dock, complete with 2 storage lockers and a 4,000 lb lift. The current owners have lovingly cared for this property, but now they are ready (and MOTIVATED) to sell.  Cherokee Home - Quick Stats 2,466 Square Feet 3 Bedrooms 2 Full Bathrooms 2-Car Carport Cherokee Home - Bonus Features Spacious master bedroom 5-piece master bathroom Beautiful great room with 16'...

Buying a home is a very exciting event, but it unfortunately comes with its fair share of pitfalls. Inexperienced home buyers may fall victim to common mistakes that can create added stress and frustration down the road. If you're getting ready to buy your first home at the Lake of the Ozarks , the team at Gattermeir Davidson Real Estate can help you avoid these pitfalls. Mistake #1: Not Getting Preapproved It's very common for first time home buyers to want to jump straight into touring different homes, before talking to a mortgage lender. When they do this, though, home buyers can get their hearts set on a certain property before they know for sure if they will be able to afford it. Do yourself (and your agent) a favor by getting preapproved for a home loan first so you will only visit homes you know you will be able to realistically consider buying. Mistake #2: Spending Beyond Your Means There can be a big difference between the size of loan you can qualify for and...

If you haven't looked into the real estate market at the Lake of the Ozarks in several years, you probably think that you still need a 20% down payment to buy a home. Nowadays, however, that simply isn't the case. There are now some loan options that allow you to buy a Lake of the Ozarks home with a 5% down payment - and even a 0% down payment. Yes, you read that correctly.  USDA offers a home loan program that will provide 100% financing. USDA Home Loan Background Information USDA mortgage loans are designed to make home ownership accessible to low- to moderate-income families in rural areas. Luckily for you, the USDA defines "rural" in such a way that most homes in Camden, Miller, and Morgan counties qualify. Depending on your household income, you may be eligible for 100% financing (and lower interest rates) the next time you buy a home at the Lake of the Ozarks . Benefits of a USDA Home Loan USDA home loans allow you to finance 100% of your ho...