Showing posts from December 24, 2017

Tips for Buying a Home with Your Significant Other

Engaged...check. Married...check. Honeymoon...check. Now you may be considering purchasing your first home together.  Buying your first home with your new spouse can be a complicated process.  Many couples have never actually lived together, one person might be carrying more debt or have bad credit, your tastes and expectations are worlds apart...these are just a few things that cause newlyweds to get frustrated early in the home-buying process.

Here are a few tips to consider when purchasing your first home together.

1. Window Shop Together
Go to home tours, review listings and discuss likes/dislikes, clip pictures out of magazines and determine what you can and cannot live without. Figure out which things you can compromise on so that you will BOTH be satisfied buyers. Keep in mind that most homebuyers will stay in their home for 9 years - you want those nine years to be enjoyable.

2. Consider Credit Issues for BOTH of You
Your bills are always paid on time. Your credit score soars i…

7 Reasons You Should Buy a Home in 2018

As the end of the year approaches, it's time to start thinking about your new year's resolutions. Some popular ones might include losing weight, reading more books, or even saving money. Have you ever thought about making your next resolution be to buy a house? 2018 could be your year for finding the home of your dreams. Here are seven reasons you should consider buying a home at the Lake of the Ozarks in 2018.

1. Rent
Rent prices have been going up through 2017 and 2018 will be no different. When you make monthly payments every month, you are taking money that could have gone towards a house payment, and putting it in your landlords pocket. If you think about it this way, if you pay $1000 a month for ten years, that's $120,000, which is easily the price of a nice home. Wouldn't you rather put your money towards an investment that you can own?

2. Interest Rates
Have you paid any attention to the interest rates from 2017? The rates have steadily risen over this past year,…