Posts

Steps For Finding the Best Mortgage Lender

Image
Buying a home can be a big step in your life, and for many home buyers, it's also a long-term monetary commitment. Because of this, you'll be working with a mortgage lender for as many as 30 years, if not more, and you'll want to find someone who you can trust. When you're ready to find the best real estate at the Lake of the Ozarks , you hire the best real estate agents at the Lake of the Ozarks - but you need a strong team, so you need to find the best mortgage lender as well. Get Your Credit Score In Shape While it has become a lot easier for buyers to find a lender to help them buy their home than it has in the past, there are still ma individuals who are not qualified to be approved. Having a low credit score can label you as risky, which could make it harder for you to get financing. You can shape up your credit by first looking over your credit score and making sure there aren't any errors or mistakes that could be harming your score. After that, you ...

8 Things You Shouldn't Do When Buying a Home

Image
While there are many things you SHOULD do when buying a home at the Lake of the Ozarks (like hiring the best real estate agents at the Lake of the Ozarks !) there are still many things that you shouldn't do. Just because you've been pre-approved doesn't mean that you are on the home stretch and can relax with your credit, bill paying and more. Here are a few things you should NOT do while trying to buy your home. DON'T Apply for a New Credit Card If you're buying your home via a mortgage you have to remember that your credit is what your home purchase rests on. Because of this, applying for a new credit card can be devastating to your home purchase. It's important to wait to apply for a new card until after you have the keys and everything is said and done. DON'T Buy a New Car Unless you're buying a car that you want to live in, you should wait to buy the car until your home purchase is finalized. DON'T Furnish the Home Before You Own ...

Keeping Your Home Secure

Image
After the lengths you've gone to when purchasing your home, don't you think it's important to protect it? While the Lake of the Ozarks is a relatively safe area, you can never be too careful when protecting your family and your home. At Gattermeir Davidson, we realize how important it is to know what your options are for protecting your home, so we're going to provide you some basic information on home safety and security. Securing Your Home By creating multiple layers of defense, you are eliminating the chance that an intruder would be interested in targeting your home. Take some time to add security to your home, and look at your home through an intruder's eyes. 1. Garage Security Do you have windows on your garage door? These can give burglars the upper hand, not only because they can see if you're home, but because they can also see what you have in your garage. Many homeowners use their garage as storage for the items they don't have room for ...

7 Reasons to Buy a Home in 2017

Image
As the end of the year approaches, it's time to start thinking about your new year's resolutions. Some popular ones might include losing weight, reading more books, or even saving money. Have you ever thought about making your next resolution be to buy a house? 2017 could be your year for successfully finding the home of your dreams. Here are seven reasons you should consider buying a home at the Lake of the Ozarks in 2017. Rent Rent prices have been going up through 2016 and 2017 will be no different. When you make monthly payments every month, you are taking money that could have gone towards a house payment, and putting it in your landlords pocket. If you think about it this way, if you pay $1000 a month for ten years, that's $120,000, which is easily the price of a nice home. Wouldn't you rather put your money towards an investment that you can own? Interest Rates Have you paid any attention to the interest rates from 2016? They haven't just gone up ...

4 Ways to Add Value To Your Home

Image
Every home can be improved, even if a little at a time, to see the growth of the value of the home. Whether you've lived in your home for five months, or five years, you can make adjustments to the style, layout, landscaping and more, and find that your Lake of the Ozarks home is now worth more than it was before. At Gattermeir Davidson, we not only help you find the home of your dreams but also give you ideas for how to make it an even better place to live. Whether you want to upgrade your home to sell or you want to upgrade for your own enjoyment, here are a few ways you can make a big difference in the appearance of your home. Hopefully, you can make a difference in the value, too! Fix the Flooring If there is one way to catch your buyer's attention, it's through the flooring that you have in your home. Not only can the flooring make or break your sale, it can affect the total value of your home. If you still have outdated linoleum or carpet, try updating it wi...

How to Create a Home Inventory List

Image
Now that you've bought your new home at the Lake of the Ozarks , it's time to fill it with all of your valuables. Let's take a moment to imagine what would happen if those possessions of your disappeared. While we don't want to think of this happening, there is always the possibility. In 2015, there were 1,345,500 fires reported in the United States and over $14.3 million in damage and loss. This doesn't even include the countless robberies that happen every year. When something like this happens, you want your Lake of the Ozarks real estate to be protected, but also the items that were inside. At Gattermeir Davidson , we realize that a home inventory list sounds like a daunting task, but with a few simple steps you can get a head start and have something to refer to. Because even a partial list is better than no list at all. Document Your Belongings There are multiple different ways to document the items that you own, and all of them seem intimidating. St...

What To Know When Selling a Home with Pets

Image
Your furry friends have been a huge part of your life, and now that you'll be selling a Lake of the Ozarks home , they are just as involved as ever. In fact, whether you knew it or not, there are a few things that can actually make selling a home with pets a bit challenging. Whether a buyer is allergic or they are just afraid the home will be worn down, you can overcome these challenges with a few easy steps. Gattermeir Davidson has the best real estate agents at the Lake of the Ozarks , and we'll help you navigate the sale of your home even with your furry friends. Walk Through the Yard Most likely, your buyers will take a walk through your yard to see what it looks like and imagine their kids playing and running around - nothing can turn them off more than stepping in a pile of dog doo, though. Before every showing, take a walk around your yard and make sure there is nothing that could turn your buyers away. To be safe, you can always walk your dog away from home or a...