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5 Questions To Ask Yourself Before Buying Your First Home

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Are you thinking about buying your first home at the Lake of the Ozarks ? Congratulations! Buying your first home is a big step, and it's incredibly exciting. As experienced real estate agents at the Lake , we have learned a few tricks that can make the process of buying your first home much easier. If you're getting ready to buy your first home, ask yourself these questions. Where do you see yourself in five years? This isn't just an interview question. Before you can find your perfect first home at the Lake, you have to understand what your long term homeownership goals are.  Will you raise children in that house?  Do you plan on moving again in a few years? The length of time you plan to spend in your first home will determine how big of a house you need and what type of mortgage loan you may want to try for, to just name a few factors. What factors are non-negotiable? The odds of finding a home that meets every single one of your desired criteria are slim, so...

Beautiful Home For Sale in Lake Ozark!

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It's time.  Time to treat yourself to your dream home at the Lake of the Ozarks . Time to start a brand new life in an incredible new home that is perfect for you and your family. Gattermeir Davidson Real Estate is here to help you in your search! This fantastic home is located on Cherokee Rd in Lake Ozark, and it could be exactly what you've been looking for. Single-Family Home For Sale in Lake Ozark - $329,000 This is an impressive home with an equally impressive view. Situated on the 4 mile marker, this property comes with approximately 50 feet of waterfront and a covered 1-well dock, complete with 2 storage lockers and a 4,000 lb lift. The current owners have lovingly cared for this property, but now they are ready (and MOTIVATED) to sell.  Cherokee Home - Quick Stats 2,466 Square Feet 3 Bedrooms 2 Full Bathrooms 2-Car Carport Cherokee Home - Bonus Features Spacious master bedroom 5-piece master bathroom Beautiful great room with 16'...

5 Home Buying Mistakes To Avoid

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Buying a home is a very exciting event, but it unfortunately comes with its fair share of pitfalls. Inexperienced home buyers may fall victim to common mistakes that can create added stress and frustration down the road. If you're getting ready to buy your first home at the Lake of the Ozarks , the team at Gattermeir Davidson Real Estate can help you avoid these pitfalls. Mistake #1: Not Getting Preapproved It's very common for first time home buyers to want to jump straight into touring different homes, before talking to a mortgage lender. When they do this, though, home buyers can get their hearts set on a certain property before they know for sure if they will be able to afford it. Do yourself (and your agent) a favor by getting preapproved for a home loan first so you will only visit homes you know you will be able to realistically consider buying. Mistake #2: Spending Beyond Your Means There can be a big difference between the size of loan you can qualify for and...

USDA Home Loans

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If you haven't looked into the real estate market at the Lake of the Ozarks in several years, you probably think that you still need a 20% down payment to buy a home. Nowadays, however, that simply isn't the case. There are now some loan options that allow you to buy a Lake of the Ozarks home with a 5% down payment - and even a 0% down payment. Yes, you read that correctly.  USDA offers a home loan program that will provide 100% financing. USDA Home Loan Background Information USDA mortgage loans are designed to make home ownership accessible to low- to moderate-income families in rural areas. Luckily for you, the USDA defines "rural" in such a way that most homes in Camden, Miller, and Morgan counties qualify. Depending on your household income, you may be eligible for 100% financing (and lower interest rates) the next time you buy a home at the Lake of the Ozarks . Benefits of a USDA Home Loan USDA home loans allow you to finance 100% of your ho...

Using Social Media to Sell Your Home - 6 Tips

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Let's face it: social media has become a huge part of our everyday lives. Most people check their Facebook or Twitter feeds several times per day, constantly absorbing more information about the world and their community. The good news for you is that you can use this increased reliance on social media to sell your home at the Lake of the Ozarks ! As your trusted Lake Realtors, the team at Gattermeir Davidson is here to provide you with social media strategies for selling your home. Tip #1: Use Your Personal Accounts The first (and probably biggest) resource you should turn to is your own personal social media network. Post on your personal Facebook, Twitter, Instagram, and other social media accounts that you are selling your home, and encourage your friends and followers to pass the word along. Before you know it, your mom's uncle's friend's brother might show up asking for a tour of your home! A word of advice: while it's important to take advantag...

Meet Salesperson Donny Hibdon!

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It's time for the next installment in our "Get to Know Gattermeir Davidson Real Estate Team " series! This week, we interviewed one of our salespersons, Mr. Donny Hibdon. Donny is a very talented real estate agent at the Lake of the Ozarks and he looks forward to getting to know you and your family! How long have you lived at the Lake of the Ozarks? I have lived at the Lake of the Ozarks all my life, or 60 years. I was born in Versailles, Missouri on April 21, 1954 and grew up there. Where did you attend college?  I graduated from Morgan County RII schools in Versailles in 1972. I did not attend college. How did you get involved in the real estate industry? I started selling real estate in 2004, after several years in the manufacturing industry. What is your position at Gattermeir Davidson? What is your favorite part about your job? My position with Gattermeir Davidson is a real estate associate. I would say my favorite part about my job is working with the...

New Year - New Home

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It's official - tomorrow is New Year's Eve! The turn of the calendar year is such an exciting time. It's a chance to reflect on everything that happened this past year, to evaluate what went well and what didn't, and to plan ahead for the coming year.  As the top Realtors at the Lake , all of us at Gattermeir Davidson Real Estate want to remind you that there's never been a better time to relocate to the Lake of the Ozarks . If you've been considering moving for a while, now is the time to make it happen! We invite you to kick off your New Year with a brand new home. Here is a snapshot of some of the fantastic interior and lakefront properties for sale at the Lake of the Ozarks . 1652 Hawk Hill Ct ~  Lake Ozark, Missouri This magnificent estate is located on two lots, boasting incredible lake views from multiple vantage points. With 7 bedrooms, 6.5 baths, 1.15 acres, and 5,703 square feet (and don't forget about the stone fireplace and vaulted...