Lake of the Ozarks Real Estate

As the end of the year approaches, it's time to start thinking about your new year's resolutions. Some popular ones might include losing weight, reading more books, or even saving money. Have you ever thought about making your next resolution be to buy a house? 2018 could be your year for finding the home of your dreams. Here are seven reasons you should consider buying a home at the Lake of the Ozarks in 2018. 1. Rent Rent prices have been going up through 2017 and 2018 will be no different. When you make monthly payments every month, you are taking money that could have gone towards a house payment, and putting it in your landlords pocket. If you think about it this way, if you pay $1000 a month for ten years, that's $120,000, which is easily the price of a nice home. Wouldn't you rather put your money towards an investment that you can own? 2. Interest Rates Have you paid any attention to the interest rates from 2017? The rates have steadily risen over this...

Over the years, we've made great strides in becoming the  best real estate team at the Lake of the Ozarks . Along the way we've found success around every corner and have thrived immensely. That success didn't just come out of thin air though.  eXp Realty  wouldn't be where it is today without the hard work and dedication of our key players. This week, we're spotlighting Ed Schmidt, Owner/Broker Associate  Lake of the Ozarks Realtor ®. One of Lake of the Ozarks’ top REALTORs and businessmen, Ed Schmidt, moved to the Lake in June of 1996. His diverse background and numerous business and personal connections in the Lake area make Ed one of the most sought after agents for buyers and sellers. He understands the market from residential & condos to commercial & land. Understanding market trends and knowledge of the value of property is only part of the process. True success comes in the negotiation of the transaction between the buyer and seller and giving t...

If you haven't looked into the real estate market at the Lake of the Ozarks in several years, you probably think that you still need a 20% down payment to buy a home. Nowadays, however, that simply isn't the case. There are now some loan options that allow you to buy a Lake of the Ozarks home with a 5% down payment - and even a 0% down payment. Yes, you read that correctly.  USDA offers a home loan program that will provide 100% financing. USDA Home Loan Background Information USDA mortgage loans are designed to make home ownership accessible to low- to moderate-income families in rural areas. Luckily for you, the USDA defines "rural" in such a way that most homes in Camden, Miller, and Morgan counties qualify. Depending on your household income, you may be eligible for 100% financing (and lower interest rates) the next time you buy a home at the Lake of the Ozarks . Benefits of a USDA Home Loan USDA home loans allow you to finance 100% of your ho...