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Showing posts with the label buying a home Lake of the Ozarks

Organization Tips for Making the Most of Small Spaces

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Living a minimalist lifestyle and fitting into small houses has become a bit of a trend for some. With this lifestyle, you also have to try to either find a way to organize your belongings, or do without. When  buying a house at the Lake of the Ozarks , you can find many homes that have a small feel without being too cramped or uncomfortable - and we would love to help you find the perfect home. Whether you have a small house or you just want to get a handle on the clutter, here are a few easy ways you can organize the spaces in your home! Purge Your Space The first step to organizing your home is to purge all of the items in your home. You aren't just looking for "clutter," though. Sometimes the items that you need to purge are not necessarily clutter, but items that don't fulfill a purpose in your home. When you think about the items that you have, if they have a dual purpose, keep it! If you have several items that have the same purpose, you may want to get r...

Things to Consider when Buying a Lakefront Home

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Beautiful scenery all year round. A wonderful and caring community. Fantastic opportunities for all walks of life... There’s nothing quite like living at the Lake of the Ozarks. The best real estate agents at the Lake of the Ozarks know how important it is to you to not only find a home that’s in the right price range or the best area, but that matches your lifestyle. We are ready to help you find THAT home - whether it’s a primary residence or a second home. Here are a few things you should keep in mind as you consider buying a Lakefront home at the Lake of the Ozarks . Photo Credit: FunLake.com Home Orientation This may not be one of your primary considerations when looking for your lake home, but you may want to know whether the sun will be setting right into your kitchen window when you want to fix dinner or rising over your front porch where you can drink coffee and watch the sunrise. This may not be a make or break deal when buying you lakefront home, but it is definitely...

3 Easy Steps to Buying a Home

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Whether you're a first time buyer or practically a seasoned professional, buying a home at the Lake of Ozarks can seem like a daunting process. There are so many different styles of homes to choose from, and so many available homes within each location! How do you ever begin? If this thought process seems all too familiar, the eXp Realty team is here for you! We've condensed the entire home buying process down into three simple steps to help you prepare for your Lake of the Ozarks home search . 1. Getting Started To get started, you'll need to accomplish two simple tasks: develop your wish list and get pre-qualified for a loan. Wish List: This is your opportunity for you and your family (whoever will be sharing the home with you) to be completely honest about what you do and do not want in a future home. Have you always dreamed about having skylights in your kitchen? Do you need a shorter commute to work? Now is the time to lay all it all out on the table. Many f...

5 Reasons You Should Hire a Realtor Before Buying

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Buying a home at the Lake of the Ozarks  for the first time will be one of the biggest decisions you'll make in your lifetime. While buying a home can be time-consuming and stressful if you don't understand the ins and outs of closing a real estate transaction, it doesn't have to be. Recruiting an  experienced real estate agent at the Lake of the Ozarks  can really make a difference in whether or not the closing process goes smoothly. Buyer's agents are knowledgeable and experienced in handling all aspects of closing on a transaction for their client. When you consider whether hiring a buyer's agent is right for you,  eXp Realty  wants you to consider the many things that they can do for you: 1. Considering All Variables There are a lot of things to consider when you're buying a house. Will the property meet your family's needs? Will you be able to tolerate your new commute to work? Is there a busy street just on the other side of those trees that'...

Things You Should Look for When Shopping Homes

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Buying a home can be a huge purchase, and for many - the biggest. You want to make sure that you inspect every single detail, and that nothing is left unnoticed so you're not surprised later on. From inside to outside and top to bottom, there are many areas that you'll want to get up close with to make sure nothing seems out of sorts. At eXp Realty, our Lake of the Ozarks real estate agents are experienced in these walk-throughs, and can help you make a wise purchase, but just so you're prepared, here are a few things you'll want to look for when looking at a Lake of the Ozarks home . Examine the Roof When you're buying a home, you want to make sure that there aren't any concerns with the roof. Look at the surface and make sure you aren't seeing any bubbles, dents, bumps, concaves, etc. Does the roof look new? These are a few of the things you'll want to notice as you inspect the roof of the home. Replacing it can get costly, so pay attention to i...

4 Reasons to Invest in a 2nd Home at the Lake of the Ozarks

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The Lake of the Ozarks is by far one of the best places to vacation in the United States. The reason? We've got just about anything you could want for the perfect family vacation! Due to all that the Lake area has to offer, its central location in Missouri, and of course the Lake of the Ozarks itself, it's no wonder that families choose to return to vacation here year after year. If you're one of the many that come back every year to vacation with your family, we think it's time for you to get serious about your visits. Take a look at the 4 reasons we think you should invest in a second home at the Lake of the Ozarks and become a more permanent part of our wonderful community! 1. Vacation Home for the Family  Buying a second home a the Lake of the Ozarks can be a special gathering place for friends and relatives and provide a second sense of “where I belong” to your children. Second homes that are regularly used for vacations and holidays provide a unique and va...

7 Red Flags that Homebuyers Should Look For

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When buying a home at the Lake of the Ozarks , it's important to view potential homes with a realistic mindset. In order to make a smart buy, don't base your decision on your emotions. Think realistically of all the potential maintenance expenses that could arise after the purchase. To better help you make a good choice when considering a home, we've come up with a list of 7 red flags to keep an eye out for before buying a home. 1. Roof Well-maintained roofs can last up to 30 years with very little problems. But as a buyer, until you have the roof inspected, you're not going to know the true condition of the roof just by glancing. The last thing you want to do is buy a home and find out shortly after that you have to spend thousands of dollars replacing the roof. Ask the seller how old the roof is, and inspect the gutters to make sure the drainage systems are in good working order. Get a roofer to do an inspection, either before making an offer or during the conti...

6 Helpful Tips to Keep You Organized During the Home Buying Process

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Buying a home at the Lake of the Ozarks can be a stressful time with all the details there are to remember, but with a good plan in place to keep yourself in order you don't have to be intimidated by it. With proper steps, and organizational techniques you can make this a breeze, and easily find a Lake of the Ozarks home that is perfect for you. At eXp Realty, we aim to not only help you find the right home but also help you get through the process easily and quickly! Here are a few things to keep in mind as you start the homebuying process to keep it easy on yourself. 1. Take Care of Current Bills Now is the time to take charge of your finances and make sure that everything is in order. Pay off your credit cards and take care of any outstanding bills. Get your credit report and make sure that everything on it is accurate, and fix any mistakes. This is a critical step in securing your loan, so be sure to take a close look at your financial history and credit standing before ...

Your Credit Score and How it Affects Your Ability to Buy a Home

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Unless you plan to pay in cash, you'll likely require a home mortgage to purchase a home at the Lake of the Ozarks . And that means that you're going to need to get approved for that loan. In order to determine whether a lender will loan the funds to you to purchase property, they're going to look into your financial ability to pay it back - meaning they're going to be checking out your credit score to see if you're reliable or a risk. For some people, this may cause stress if they don't understand why their credit score is such an important part of the mortgage approval process. So, this week, we're sharing with you why your credit score affects your ability to buy a home and what you can do to improve yours. What is a Credit Score? First of all, it's important to know what exactly a credit score is and what it entails. A credit score is a statistical number that evaluates a consumer's creditworthiness and is based on credit history. Lenders u...