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Showing posts with the label buying a home in winter

5 Questions to Ask Your Lender Before Buying a Home

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When buying real estate at the Lake of the Ozarks , one of the most important things to consider is your mortgage options. While it may seem easier to just go with the first mortgage lender you come across, you may be doing yourself a disservice by not educating yourself before making a final decision. To help you make the right choice for your mortgage needs , here are 5 questions every homebuyer should ask their lender: 1. What type of loan is best for me? Loans are not all one-size-fits all, and there are several options out there to meet just about any buyer's particular needs. By doing your research, you'll more easily be able to determine which option is best for you. And it's important to choose a home loan that best suits your financial circumstances, because it can save you major money and make sure those payments will likely remain within your financial reach. So, don't be hesitant to discuss your options with your lender before making a final decision. ...

Why Winter is the Right Time to Buy

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While you're all cozy and "hibernating" for the winter, it may not seem like a great time to buy real estate in the Lake of the Ozarks . Contrary to what you may think, though, it's actually a great time to find the house of your dreams. Here at Gattermeir Davidson , we know that buying a home can be a daunting experience, but that's why we come alongside you and help you navigate all of the challenges and celebrate the successes. Here are a few reasons why buying your home in the winter can be a great option. Sellers Are Motivated In many cases, when a seller is trying to get their home off of the market in the winter, it's because they are in a hurry and need the house to be gone fast. Whether it's because of a job change or needing to relocate for personal reasons - if you find a motivated seller you could have better chances of negotiating. Use it to your advantage! Get Bargain Prices Prices are predicted to continue rising through the year,...