Lake of the Ozarks Real Estate

Trying to decide if you're ready to buy a house at the Lake of the Ozarks ? It should come as no surprise that finances are major factor most people in your situation have to consider. Your house is likely the largest purchase you will ever make in your life, and you have to be sure that you are ready! The down payment is often the biggest obstacle that prospective home buyers have to face, so it should come as no surprise that finding out how much they need for a down payment is a top priority for most buyers. Unfortunately, there is no magic answer that indicates how much your down payment will be, as down payments vary according to several different factors and  different types of mortgage loans have different requirements. Here's a quick look at some of these various factors. What Is The Down Payment? First, let's start with a little background info on the down payment. Since the vast majority of people who purchase homes are unable to do so without a loan...

Everyone should want to own a house at some point in their lives.  Buying a house is part of The American Dream, right?  Yes, but it's not as cut-and-dried as that makes it sound. Recent studies show that different generations have very different motivations and strategies when it comes to buying homes. Some organizations have gone very in depth with their studies, breaking down home buying habits by each specific generation. Today, the team at Gattermeir Davidson Real Estate is here to provide an overall analysis of these different strategies by condensing them into two predominant categories: mature adults and young adults. Mature Adults (50 And Older) Mature adults enter the real estate market for many different reasons. Often, these individuals are not first-time home buyers, so mature adults make up a greater percentage of home sellers. When they're buying a house, mature adults tend to look for easy access to key locations such as work and the grocery store, as...

Whether you're a first time buyer or practically a seasoned professional, buying a home at the Lake of Ozarks can seem like a daunting process. There are so many different styles of homes to choose from, and so many available homes within each location! How do you ever begin? If this thought process seems all too familiar, the Gattermeir Davidson Real Estate team is here for you! We've condensed the entire home buying process down into three simple steps to help you prepare for your Lake of the Ozarks home search . 1. Getting Started To get started, you'll need to accomplish two simple tasks: develop your wish list and get pre-qualified for a loan.  Wish List: This is your opportunity for you and your family (whoever will be sharing the home with you) to be completely honest about what you do and do not want in a future home. Have you always dreamed about having skylights in your kitchen? Do you need a shorter commute to work? Now is the time to lay all it ...

That IS the question! The decision to buy a home is a big milestone in anybody's life and should not be taken lightly! Your home is likely one of the biggest investments you'll make in your lifetime. You want to be sure that you are ready to take the step financially, mentally, and emotionally. If you're considering buying a home in the near future, the team at Gattermeir Davidson is here for you! Check out this list of the top five reasons to own your own home. 1. Tax Deductions As a homeowner, you will receive special tax deductions on the interest you pay on your mortgage and your property taxes. Whether you're single or married, these deductions can be a huge help when April comes around! 2. Freedom Want to paint your bathroom bright green? Go for it!  Owning your own home gives you total independence when it comes to decorating your own home. You are also in total control of your home's maintenance; you'll never wait on your landlord again. ...