Tips To Make Closing On Your Home A Breeze

You made it! You've spent hours researching properties and local area information, touring homes, and calculating how much you can afford for a monthly payment. You've found a home for sale at the Lake of the Ozarks that you absolutely love, you've negotiated with the sellers to find a price you're both happy with, and you've been approved for your mortgage loan. There's only one last step in front of you now - closing!

At closing, you'll meet with your Lake of the Ozarks real estate agent, your mortgage lender, your title company, and possibly the sellers (if you and the sellers are both in the area) to finalize the sale. Here are some tips to keep in your back pocket that will make the closing process that much easier!

Make Sure Your Paperwork Is In Order Ahead Of Time

As the buyer, putting together all of the paperwork will not be your responsibility - but is a good idea to touch base with your title company, your REALTOR®, and your mortgage lender to make sure that they have all the information that they need. You should be able to get copies of your documents ahead of time, too, to make sure that all the information is accurate and that everything is spelled correctly.

Make Sure You Have Money For Your Closing Costs

Closing costs and your down payment will all be paid at closing. Your mortgage lender will be able to tell you how much the total you owe at closing will be ahead of time, so you will have time to check the money in your accounts. Bring a checkbook and be prepared to write the check for both of these costs at your closing.

Make Sure The Home Is Move-In Ready

After closing, your new property will be your complete responsibility. Before you close, then, you should take the time ensure that all agreed-upon repairs have been made, that all of the seller's belongings are out of the house, and that the home is completely ready for you and your family to move into. You'll have the chance to double-check all of these things at your final walk-through. If you have questions about this process, see our earlier blog for tips on conducting a successful final walk-through.

See You At Closing!

Are you ready to buy a new home at the Lake of the Ozarks? The team at Gattermeir Davidson Real Estate would love to help you find the perfect home for you. We promise to be there for you along every step of the way - we won't rest until you are happily tucked into your new home!

 Stay connected with Gattermeir Davidson Real Estate, LLC!

2011 REALTOR Salesperson of the Year
Missouri Association of Realtors

Gattermeir Davidson Real Estate, LLC
752 Bagnell Dam Blvd., Suite A
Lake Ozark, MO 65049

Office | 573.365.1555
Fax | 573.365.1766
Location: Lake Ozark, MO 65049, USA

Comments

Post a Comment

Popular posts from this blog

5 Home Buying Mistakes To Avoid

Image
Buying a home is a very exciting event, but it unfortunately comes with its fair share of pitfalls. Inexperienced home buyers may fall victim to common mistakes that can create added stress and frustration down the road. If you're getting ready to buy your first home at the Lake of the Ozarks , the team at Gattermeir Davidson Real Estate can help you avoid these pitfalls. Mistake #1: Not Getting Preapproved It's very common for first time home buyers to want to jump straight into touring different homes, before talking to a mortgage lender. When they do this, though, home buyers can get their hearts set on a certain property before they know for sure if they will be able to afford it. Do yourself (and your agent) a favor by getting preapproved for a home loan first so you will only visit homes you know you will be able to realistically consider buying. Mistake #2: Spending Beyond Your Means There can be a big difference between the size of loan you can qualify for and...
Read more

Getting To Know Our Key Players: Conda Davidson

Image
Over the years, we've made great strides in becoming the  best real estate team at the Lake of the Ozarks . Along the way we've found success around every corner and have thrived immensely. That success didn't just come out of thin air though. eXp Realty wouldn't be where it is today without the hard work and dedication of our key players. So over the next few weeks we want to pay tribute to them by showcasing them. This week, we're honoring Condo Davidson, Owner/Broker Associate Lake of the Ozarks Realtor ®. You wouldn’t be able to tell at first glance, or even after first meeting her, but Conda Irene Davidson was born and raised in the small, rural town of Purdon, Missouri.  Purdon is where family values, contributing to the community and working hard are the three most important lessons of life. Some thirty years later, and long after Conda left her stomping grounds, she has kept the small town morals close to her heart and built her life and a business empire...
Read more

15 Fun Facts About the Lake of the Ozarks

Image
The Lake of the Ozarks is renowned as the  best place to own a second home in the Midwest . People travel from miles around to soak up some sunshine, break out their fishing rods, get their shopping on, or relax on their  private waterfront docks at the Lake . Despite their love of this great destination, however, many people do not know very much about the Lake of the Ozarks. How was the Lake formed? When was the Lake created? That's why the  eXp Realty  team has put together a list of some of the top fun facts about the Lake of the Ozarks. Who's excited to learn more about this great destination?! 1. Bagnell Dam was completed in 1931, which officially formed the Lake of the Ozarks. 2. At its greatest depth, the Lake of the Ozarks is 130 feet deep. 3. The surface of the Lake covers approximately 61,000 square miles. 4. There are more than 1,150 miles of shoreline along the Lake of the Ozarks - more than the coast of California! 5. Of all people who ...
Read more