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Why Do You Need A Home Inspection?

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Would you... Purchase a vehicle without taking it for a test drive? Buy an expensive dress or suit without trying it on? Purchase a boat without making sure everything worked? Most of us would answer "no" to every single one of these questions. Most people tend to be fairly cautious with big purchases, and rightly so. When there are so many dollars at stake, it's important to make sure that you know exactly what you're getting and that you know it will work well for its intended purposes. Buying a home at the Lake of the Ozarks is the same way; you should not buy a home without first getting a professional home inspection. The inspection report will give you important insight on the current working conditions of everything in the home. A Home Inspection Will Examine Every Part Of The Home A professional, high-quality home inspection will carefully examine every single part of the home for sale at the Lake of the Ozarks , both interior and exterior. ...

5 Unexpected Health Benefits of Houseplants

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Did you know? House plants aren't just good for their aesthetic purposes - they have some pretty impressive health benefits as well! Research has shown that placing houseplants all throughout your home at the Lake of the Ozarks can have incredibly positive effects on your health and your mental well-being (and they can be great home staging tools!). Here is a quick overview of some of the unexpected benefits of houseplants. 1. Houseplants Increase Oxygen Levels When humans inhale and exhale, they breathe in oxygen and breathe out carbon dioxide. During the process of photosynthesis, however, plants actually "breathe in" carbon dioxide and "breathe out" oxygen, thus raising the oxygen levels in your home. Having more oxygen in the air you breathe can have a number of positive health benefits, such as: Reducing Headaches Counteracting Insomnia Improving Sleep Did you know that simply having more oxygen at your disposal could make such a difference? ...

What Is The Best Time Of the Month To Close?

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You may not realize it if this is your first time buying a home at the Lake of the Ozarks , but the time of month that you close on your home can have a significant impact on your finances. There is no "right" or "wrong" time of the month to close, but your desired closing date should match your financial needs. Our Lake of the Ozarks real estate agents are here to help you weigh the pros and cons. Reduced Closing Costs If you're looking to save as much money at closing as possible, closing at the end of the month will probably be your best bet. You won't be making your first mortgage payment at closing, but you will be required to pay interest for every day that you own the home. If you close on May 28th, you would only have to pay interest for four days (28th, 29th, 30th, and 31st). If you close in the beginning of the month, on the other hand, you will have to pay several more days' worth of interest.  Closing at the end of the month wi...

5 Tricks To Make Your Home More Eco-Friendly

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When is the last time you stopped to think about what an incredible area we live in? The Lake of the Ozarks is known for being one of the most scenic and most beautiful places in the Midwest, and people travel from all over the surrounding states to come here. The team at Gattermeir Davidson Real Estate wants to take a quick second to remind you how important it is to keep our Lake and our land healthy and beautiful. In honor of Earth Day, we put together a few simple tips to make your homes more eco-friendly. We hope you find them helpful! 1. Close In The Gaps In the spring and summer, cool air escapes through the cracks and your air conditioner has to work overtime to keep your house at a comfortable temperature. In the fall and winter, your heater has to work harder as well.  Making sure doors and windows seal tightly is a great way to reduce your energy usage. 2. Go Paperless Statements, bills, and other mail has a way of piling up and filling our landfills more ...

Tips To Make Closing On Your Home A Breeze

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You made it! You've spent hours researching properties and local area information, touring homes, and calculating how much you can afford for a monthly payment. You've found a home for sale at the Lake of the Ozarks that you absolutely love, you've negotiated with the sellers to find a price you're both happy with, and you've been approved for your mortgage loan. There's only one last step in front of you now - closing! At closing, you'll meet with your Lake of the Ozarks real estate agent , your mortgage lender, your title company, and possibly the sellers (if you and the sellers are both in the area) to finalize the sale. Here are some tips to keep in your back pocket that will make the closing process that much easier! Make Sure Your Paperwork Is In Order Ahead Of Time As the buyer, putting together all of the paperwork will not be your responsibility - but is a good idea to touch base with your title company, your REALTOR®, and your mortgage...

Why Do People Refinance Their Home Loans?

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You're probably familiar with the concept of buying a home , but what about the concept of refinancing a home loan? Refinancing a mortgage loan is essentially the process of taking out a new loan to pay off your old loan, and people choose to do this for several different reasons. Here are a few examples of reasons why people might choose to refinance their homes at the Lake of the Ozarks . Getting A Lower Interest Rate This is often the first reason that comes to mind when people think about refinancing their mortgages. If interest rates have dropped significantly since you purchased your home, refinancing and locking in a lower interest rate may save you a significant amount of money in the long run. Locking In A Stable Interest Rate Say you purchased your home thinking that you would only be there for a few years, so you went with an ARM (adjustable rate mortgage). ARM loans have a fixed interest rate for the first few years, and then the interest rate adjusts to ...

Top-Notch Testimonials for the Gattermeir Davidson Team!

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Gattermeir Davidson Real Estate is proud to be the strongest team of REALTORS® at the Lake of the Ozarks . We pride ourselves on delivering outstanding service every time to each and every one of our clients. Every day, we help people buy new homes or investment properties at the Lake of the Ozarks - and many of our clients become our friends. We are especially touched by the clients who take the time to let us know how much they appreciated our service. Today, we wanted to highlight some of the outstanding testimonials we have received from our equally outstanding clients. The service we get is above and beyond expectations. Always very accommodating, informed, and honest. We will always come back for our future homes and refer you to anyone who wants the 'BEST' agent! - Mr. & Mrs. Ronald Rief Bob and Lynn, thank you for helping us make our dream of retiring and moving to the Lake of the Ozarks come true. We look forward to getting together after we settle in. Y...